Workplace Solutions: Treating Alcohol Problems Through Employment-Based Health Insurance

This report examines how employment-based insurance benefits cover alcohol treatment services. For the report, national experts on alcoholism treatment developed recommendations for treating four hypothetical people from different backgrounds with various alcohol problems. The recommendations were then compared with the treatment benefits of self-insured (or ERISA) health plans (which are exempt from state laws) and plans that must conform to state laws.

The study found that less than a third of the health plans offer benefits that cover all or nearly all of the services needed by the hypothetical people. Thirty-two health plans covering the largest number of workers and their families in a sample of 25 states and 16 plans offered by large self-insured employers were reviewed for the study.

http://www.ensuringsolutions.org/solutions/solutions_show.htm?doc_id=334079

Publication Year: 2002

Publisher

Ensuring Solutions to Alcohol Problems
George Washington University Medical Center
2021 K Street, NW, Suite 800
Washington, dc 20006
Phone: 202-296-6922
Website: http://www.ensuringsolutions.org/
Email: info@ensuringsolutions.org