Drunk Mower Driver Denied Insurance Benefits August 16, 2004
News Summary
U.S. District Judge J. Frederick Motz has ruled that an intoxicated man whose hand was amputated while driving a lawn mower did not qualify for insurance benefits, WBAL-TV 11 reported Aug. 13.The case was brought by Edna Lamm of Glen Burnie, Md., the wife of Billie Lamm, now deceased. Prior to the April 2000 accident, Mrs. Lamm had taken out an accidental-injury insurance policy through her employer; she later filed a $50,000 claim to collect on the policy.
In ruling in favor of Provident Life & Accident Insurance Co., Motz ruled that driving a lawn mower drunk was the same as driving a car while intoxicated. Once Lamm drove drunk, Motz ruled, the injury no longer qualified as an accident.
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